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1st Choice Properties Acceptance Policy

  1. We do business in accordance with the Federal and State Fair Housing Laws. 1st Choice Properties is an equal opportunity housing provider.
  2. All residents are required to have an active renter’s insurance policy.
  3. If pets are allowed, a non-refundable pet deposit of $250 will be charged per approved pet, and the tenants must carry rental insurance.
  4. We allow no more than two people per bedroom and one person for each additional room. For example: a 3-bedroom house with a living room and a family room will accommodate a maximum of 8 people.
  5. All prospective tenants that are age 18 and over must fill out a rental application. Incomplete or illegible applications will be rejected. If there is a co-applicant, they will need to complete an application as well, and all requirements will apply to them also.
  6. Our screening process includes:
    1. Verifying information provided on the rental application.
    2. Contacting present and previous landlords for rental history.
    3. Checking with financial institutions.
    4. Obtaining credit reports from one or more credit agencies with a minimum credit score of 575 for ALL applicants.
    5. Reviewing public records, including court records and the Unlawful Detainer Registry, Criminal Database, Sex Offender Database, and Terrorist Database.
  7. We accept the first applicants who meet our minimum requirements and pay a holding deposit equal to the security deposit. The applicants meet our minimum requirements if they:
    1. Earn a net monthly income equal to or greater than 3 times the monthly rent.
    2. Have one year of verifiable income.
    3. Have never been evicted.
    4. Have one year of verifiable, favorable rental history.
    5. Are able to pay required rent and deposit.
    6. Present valid picture ID and proof of Social Security number.
    7. Present proof of adequate income, such as check stubs or bank statements. Self-employed applicants must also provide audited tax returns and profit and loss statements.
    8. Have 2 open and current tradelines with 6 months of acceptable credit history and no bankruptcies for the last 7 years.
    9. Have no criminal history.
    10. Have no open mortgages.
    11. Provide additional information requested as deemed necessary.
  8. The applicants may be denied residence for incomplete or false information on their rental application, or for failure to meet our minimum requirements.
  9. If the property is part of an HOA, the CC&R’s, Rules and Regulations and their Bylaws will prevail, and the tenant must comply with the above.
  10. We do not permit water filled furniture on the second floor of the structures built before 1978. For any other water filled furniture or fish tanks, the residents must carry rental insurance.
  11. Application fees are non-refundable

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